Saturday, March 24, 2012

Rise in Christians has China's churches, government looking for help

[Episcopal News Service By Lynette Wilson] A small white chapel of Western design sits amid the high-rise residential buildings of Macau, a former Portuguese colony now administered by the People?s Republic of China. Popularly known as the ?Morrison Chapel? in honor of Scotsman and Presbyterian minister Rev. Robert Morrison, the first missionary to land in the region in 1807 and the first to translate and publish the Bible in Chinese, it was the first Protestant chapel built on Chinese soil.

From there, Protestant Christianity spread throughout China.

?This is where the gospel came to the Chinese,? said the Rev. Stephen Durie, an Anglican priest and pastor of the chapel, officially christened a century ago as a nondenominational House of God, during a tour of the grounds in late February.

Christianity actually first reached mainland China in the seventh century during the Tang dynasty but didn?t begin to flourish until the 19th century. Later, in 1949, Mao Zedong banned the religion following the Chinese Revolution. It didn?t resurge until after his death in 1976 and the end of the Cultural Revolution. Now, with the communist central government?s sanction and oversight, Protestant Christianity has spread dramatically, manifesting in an unprecedented post-denominational, independent fashion.

And the Chinese government wants to work with the Episcopal Church, said Peter Ng, the church?s global partnerships officer for Asia and the Pacific, in an interview with ENS in China. ?The government sees the Episcopal Church as a relevant voice in modern society.?

Click for Hi-Res Image

Presiding Bishop Katharine Jefferts Schori and Minister Wang Zuo'an during a meeting at SARA's headquarters.

Photo Credit: ENS photo/Lynette Wilson

During a recent three-week visit to Anglican Communion provincial churches and Episcopal churches in Asia, Presiding Bishop Katharine Jefferts Schori visited China at the invitation of the China Christian Council (CCC) and the Three-Self Patriotic Movement (TSPC). She attended meetings in Shanghai, Nanjing and Beijing, where she met with the minister of the State Administration for Religious Affairs (SARA), the Chinese government agency that oversees religious practice.

Jefferts Schori?s visit marked the first time a presiding bishop of the Episcopal Church met with government officials in China.

In the United States, the problem is ?there are many bishops and not many believers,? joked Minister Wang Zuo?an in Mandarin through an interpreter. ?In China, [there are] so many believers who can?t find a bishop.?

Wang?s joke rings true for the Chinese church; the dramatic increase in Christians over a short time has challenged it to train pastors adequately and acquire land, especially in densely populated urban areas, on which to build churches. And it has challenged the atheist government to protect the rights of Christians, as well as other believers and nonbelievers.

Wang singled out having enough ?properly trained pastors? as the biggest problem the church faces. ?If there are no good pastors during the process of development, great problems will happen,? he said. Christianity?s rapid development in China has drawn much attention from nonbelievers, and it?s important for Christians ?to set a good example,? he added.

The CCC must not only find its own way to develop, but also look toward others and learn from their development, said Wang.

The CCC and TSPM form the official, government-sanctioned Protestant church in China. (?Three-Self? stands for self-governing, self-supporting and self-propagating.) TSPM serves as a liaison between churches and government, while CCC focuses on church affairs.

SARA serves as a bridge between religion and the central government and coordinates relationships among religions to make them all equal, said Wang. Besides overseeing the TSPM, SARA also oversees the four other sanctioned religious groups: Muslims; Roman Catholics, of which the government?s Chinese Patriotic Catholic Association, not the pope, is the supreme authority; Buddhists; and Taoists.

?That is another phenomenon in China ? there?s more harmony between religious and nonreligious people. When conflicts do happen, an organization like SARA is needed to safeguard the lawful rights of people,? said Wang. In China?s history, he added, meaning since 1949 and the formation of the People?s Republic, there have been no religious wars or conflicts, nor one dominant religion. Recently, however, he said, Muslim populations have clashed in the western part of the country.

During her four-day visit to China, Jefferts Schori met with the minister of SARA and attended meetings with church leaders; Nanjing Union Theological Seminary faculty; and staff from the Amity Foundation, a faith-based social service provider.

?I think it was a very important learning experience for us, from the sublime to the ridiculous, figuring out the differences between CCC and TSPM,? said Jefferts Schori in an interview with ENS after leaving China. ?It?s also very helpful to talk to people face-to-face because we deal with many caricatures of what China is like and what the religious environment in China is like. And I think we got a much more nuanced view of what it means to be a Christian in China today.?

During her meeting with SARA, Wang said that the churches and governments of China and the United States should strengthen their relationships through the continued exchange of information, and ?the Chinese church and America, especially the Episcopal Church, should have an understanding and support each other,? he said.

Jefferts Schori explained to Wang and his staff that one of the roles of the Episcopal Church?s Washington, D.C.-based Office of Government Relations is listening to the cares, concerns and perspectives of the faith community in relation to the government, and that it also exists to challenge the government.

?Part of the role of the Episcopal Church is to promote harmony and peace in society ? and to bring peace on earth in our own day,? she said. ?And to challenge our own government in the ways it builds or doesn?t build peace.?

That includes very delicate international situations, such as implementing a two-state solution in the Middle East, where a peaceful solution?s impact would be felt around the world, she said. Similarly, peace on the Korean peninsula would have a positive regional impact, she said.

Before visiting China, Jefferts Schori visited the Episcopal Church in South Korea, where her colleagues expressed concern for North Korean refugees in China being sent back to North Korea.

?Our faith teaches us that large governments need to build peace in places that they have the ability to do so,? she told Wang and his staff, adding that the church sees itself as prophetic. ?[Together] the faith community and governments have a much greater capacity to build peace around the world. And we seek partnerships in that work wherever we can find them.?

Unlike some religious groups in the United States, the Episcopal Church understands itself as empowering people of faith to take their place in society and ?function as whole people,? said Jefferts Schori.

Christianity no longer an ?alien? religion

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The former Holy Trinity Anglican Cathedral in Shanghai

Photo Credit:ENS photo/Lynette Wilson

Within Chinese society, churches existed before 1949; after that year and the Korean War, when all the missionaries left, there were Chinese churches, the Rev. Kan Baoping, CCC general secretary, during a meeting in Shanghai. The council and TSPM share a headquarters there on the campus of the former Holy Trinity Anglican Cathedral, which is in the process of being restored.

?All of a sudden the church lost all its resources, and after that we understood what the church is in China,? said Kan. The Three-Self movement was born in the early 1950s to bridge the gap between church and state, he said.

During that decade, TSPM began to embrace Christianity as an indigenous religion, and all Protestant worship became nondenominational. In 1978, China?s constitution was modified to guarantee the freedom of religion, with some exceptions. The CCC formed in 1980.

?Some people overseas may not understand why the church in China focuses on the Three-Self principles,? said Gao Feng, CCC?s president, in Mandarin through an interpreter. ?In the 1950s, Three-Self was initiated by Christian leaders. Before that, many churches in China had already called for independence.?

Between 1840-1842, he elaborated, Western forces invaded China and adopted ?patronage? treaties that protected the rights of missionaries. These treaties were negotiated between China and the British Empire after the First Opium War, which began in 1839 as a result of trade disputes and poor diplomatic relations.

?Chinese people thought [the treaties] were a big humiliation to the dignity of the nation of China and hated the Western military powers and missionaries from other countries,? said Gao.

From there, he explained, Christians recognized the importance of starting an independent movement in which Christianity no longer was referred to as an ?alien religion,? thus letting it develop within the unique Chinese context.

The intention was: ?To build a church for God in this land.?

The role of the China Christian Council

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The Rev. Gao Feng, of CCC, and Elder Fu Xianwei, of TSPM, during a meeting in Shanghai

Photo Credit: ENS photo/Lynette Wilson

The CCC operates seven departments: training, social services, research, overseas relations, publications, editorial and administration. The council is headquartered in Shanghai, with local councils established in cities and regions.

?Our vision is to serve all Christians in China, no matter if they belong to registered or nonregistered churches; once they become Christians we regard them as brothers and sisters,? said Elder Fu Xianwei, chair of the national TSPM. The council, for example, provides Bibles and hospice care, supports theological education and provides church buildings for ?entrepreneurs? in China who have ?volunteered to organize their own fellowships.?

For example, Fu said, ?in some regions there are no formal church buildings; if we see a need, we help set up churches there to include all Christians.? The situation, he added, is ?very complicated and cannot be solved in a day.?

Many unregistered churches have started to have contact with registered churches, he said, noting that he believes tensions will begin to lessen very soon. ?The situation is quite complicated, still, but my colleagues and I have strong convictions that we should serve all Christians in China.?

Besides unregistered house churches, Christianity in China has seen the proliferation of mega-churches, whose charismatic leaders who prefer to go it alone and manage their churches as private businesses, and have proved a challenge to CCC/TSPM, said Kan.

The Chinese government in Western media often is criticized and accused of human rights abuses for detaining religious leaders. But for the most part, the religious leaders that ENS met in China said they thought they had an open relationship with the government.

Ng explained it this way: TSPM and CCC are the official Protestant church, but the government has taken a more flexible approach to house churches so long as they don?t violate the law.

In an interview with ENS in Hong Kong after Jefferts Schori?s visit, the Rev. Peter D. Koon, general secretary of the Province of Hong Kong Sheng Kung Hui and a Shanghai native, offered his perspective and said the full story of freedom of religious expression in China wasn?t always reported.

Concerning reports of religious persecution of Falun Gong, for example, ?Fifty percent of the population isn?t well educated, so they will be very easily led,? he said. ?So it?s very dangerous [as a means of control and brainwashing].?

On its website, Falun Gong calls itself an ?an advanced practice of Buddhist self-cultivation.? It has been outlawed by the Chinese government and is considered a ?cult? by some in both East and the West. Followers of Falun Gong believe that illness and misfortune result from karmic retribution and refuse medical treatment.

In another example, there was a complaint when the government closed down two churches in a city of 120 churches, he said. One was an illegal structure, and the other was in a crowded community and the neighbors complained, he said.

Many of these churches have links with overseas churches that have money and will help them, said Koon. ?This is the case most of the time. Other times, they want to immigrate, so they make a big deal.?

He concluded, ?The government wants to use us as an agency to promote unity and harmonious society. They want to work together with all the religions.?

With baptism comes membership

China has 56,000 registered Protestant Christian churches and between 20 million and 40 million registered Christians. An exact number is difficult to discern for several reasons, including apprehension about officially registering because some people fear a second ?cultural revolution,? church leaders said.

During the 1966-76 Cultural Revolution, the government forbade Christian worship of any kind, forcing believers underground. Some were jailed, like the Rev. Xinli Yu, Beijing Christian Council president and principal of Beijing?s Yanjing Theological Seminary.

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The Rev. Xinli Yu, president of the Beijing Christian Council

Photo Credit: ENS photo/Lynette Wilson

Born in 1939 and the son of a pastor, Xinli ?made trouble? while studying in seminary before the revolution started, was arrested and spent 22 years in a labor camp. Released from the camp in the 1980s, he went to work for the church as a maintenance man and in 1984 was ordained a pastor, he said in Mandarin as interpreted during a meeting at the headquarters of the Beijing council.

In Beijing, a city of 20 million people, there were 200-300 churches before 1949. Today, there are 21, each with more than 1,000 members. One, headed by a woman, the Rev. Du Feng Ping, has more than 5,000 members and conducts four to five services each Sunday.

Besides their congregations, pastors and their staff members often oversee ?meeting points.? In Beijing, nearly 1,000 meeting points serve between 70-80,000 believers. They work like this: At first, 10 or 20 believers gather in a house. Eventually the group outgrows its space and approaches the Beijing Christian Council for help in finding a larger space. Often, Xinli said, SARA assists the church in land negotiations in resistant communities.

?The fact that there isn?t this denominational competition, I think, is a radical gift to the rest of the world, a powerful gift,? said Jefferts Schori, reflecting on the meetings. ?And we didn?t talk to anybody who thought that there was a major difficulty with meeting points, small family-sized Christian groups. They saw them as seedbeds for large congregations; that?s how large communities start. And there seems to be some fluidity that we don?t see reported in America, in moving between those groups.?

Each year in Beijing, 1,000 people on average are baptized and become church members. To become a member, a person must attend regularly for one year, take a special catechism class, then talk to the pastor and be baptized, Xinli said, adding that children typically are not baptized.

Baptism is a conscious, individual choice, Xinli said. ?Children don?t have such ability.?

Training young pastors

As elsewhere, in Beijing the emphasis has been on training young pastors to meet the growing demands of increasing membership. More than 100 young pastors ? 60 percent of them women?? and church workers are in Beijing. Many were not related to the church before 1980 when, following the open policy, young people came.

?Young believers don?t know about denominations,? Xinli said. ?When I was young, I was Assembly of God.?

In 1979, China?s National People?s Congress passed ?reform? and ?open? policies, which brought the country into contact with the outside world.

As the church in China grows and as the demand for qualified pastors increases, young people are flocking to China?s 21 seminaries, with the national seminary being Nanjing Union Theological Seminary.

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tudents studying at Nanjing Union Theological Seminary

Photo Credit: ENS photo/Lynette Wilson

The seminary, which opened in 2009, is among 15 universities in what is called ?University Town,? a suburban area of new construction, including strip malls, a giant stadium and roundabouts outside Nanjing.

The provincial government donated the land for the new seminary, and the central government financed part of the construction, with the balance raised through individual donations, the Rev. Yilu Chen, the seminary?s executive vice president, said in Mandarin through an interpreter.

?The government?s viewpoint on religion has changed a lot. In the past, the government thought religion was poisonous to people and that it prevented society?s development,? he said.

?Beginning with the 17th Communist Party Conference, the party said religion can make cultural, social and economic contributions, and from then on the emphasis has been on the positive role that religion plays ? talk of religious freedom is outdated now, and now we should talk about playing a positive role in society.?

Much like seminarians in the Episcopal Church, seminarians in China must be sponsored by a congregation. Once they complete their studies, they return to serve for three years in the sponsoring congregation before being ordained, said the Rev. Manhong Melissa Lin, associate professor of Christian ethics at the Nanjing seminary.

?We believe that if younger people can be trained in seminary, they can serve in churches for a long time,? said Yilu.

There are 330 seminarians with an average age of 25 enrolled at Nanjing, which offers a four-year bachelor of theology degree and a three-year master of divinity degree. A doctoral program is slated to be added eventually.

The campus can hold 500 seminarians; this year 500 people applied for 115 open slots. Seminarians come from all of China?s mainland provinces except Tibet. Tuition is 4,000 yuan, or around $600.

The seminary, Yilu said, urgently needs qualified professors and teachers. It has sent six professors overseas to earn doctorates and also relies on visiting professors from overseas. It also is looking at partnerships. In February 2011, CCC and TSPM church leaders, accompanied by government officials, visited the Episcopal Church Center in New York to discuss ways to work together.

Playing a positive role in society

Charitable work is another area in which the Chinese Church has looked to the Episcopal Church for help, with a delegation, including SARA?s deputy minister, visiting the church center in August 2011.

Churches engaging in social service works is somewhat new territory, for both them and the government, as evidenced in a the Feb. 28 headline in the South China Morning Post, ?New Controls on Religious Groups? Work.? The story said that the government recently tightened controls on religious groups to stop them from spreading religion and ?undermining national interests? by accepting donations from overseas entities that come with political and or religious conditions.

(Similar to the United States, China doesn?t allow churches to proselytize when operating as social-service providers.)

During a meeting in Shanghai, Kan, the CCC general secretary, said the government used to frown upon churches providing social services to communities out of concern for that they would share their message and recruit members, but that its stance has changed in recent years.

?Now the government is encouraging the churches to exercise their social-service arm,? he said, adding that the church has responded by offering training and resources to churches.

Click for Hi-Res Image

An Amity Printing Co. employee at work

Photo Credit: ENS photo/Lynette Wilson

The Amity Foundation, founded by Ting and other Chinese Christians in 1985, was one of the first nongovernment organizations and the first faith-based one established to address the needs of society. Today it provides social services ranging from education and medical assistance to disaster relief and helping rural farmers take advantage of solar energy. Episcopal Relief & Development is one of its strongest partners, said She Hongyu, assistant general secretary of Amity, during a presentation in Nanjing at the Amity Printing Co., which is part of the foundation.

Despite partnerships, the Amity Foundation has moved away from foreign donations.

?We started out 100 percent dependent on donations from abroad. In 2004, we established our own fundraising in China,? She said.

This year, Amity Printing is on schedule to print its 100 millionth Bible; profits from the printing of Bibles in 75 languages and shipping to 70 different countries and regions help finance the foundation?s work.

Jefferts Schori said that she was struck by the government?s change in attitude toward religious bodies engaging in social services.

?There is a parallel with Cuba. When the state discovered what religious communities could do for the benefit of the larger community, the state began to support at least the existence of those religious communities,? she said, ?if not to actively support their development and growth, which I think the Chinese government has done, providing land for the seminary in Nanjing and building the facilities, they see that as a benefit.

?Fidel [Castro] changed his mind something like 25 years ago and remembered his own Jesuit upbringing and the state partners with the church in Cuba on community service, and they are quite supportive, they make special provisions for the churches.?

In Cuba, unlike in China, government members can hold religious beliefs.

In addition to Ng, Alex Baumgarten, the Episcopal Church?s director of government relations; the Rev. Charles Robertson, canon to the presiding bishop; and Richard Schori, the presiding bishop?s husband, joined Jefferts Schori in China, Hong Kong and Macau.

?I am surprised and in awe of a church that has encountered so much social change over the last six decades and nonetheless is able to be a positive and consequential force in shaping the society around it for the better,? said Baumgarten in an interview with ENS upon leaving China.

?I don?t think I was any more struck by it than with the Amity Foundation. In its work you see the church seeking to transform the world around it at every single level.?

??Lynette Wilson is an Episcopal News Service reporter and editor. She traveled with the presiding bishop in China, Hong Kong and Macau.

Source: http://www.aco.org/acns/digest/index.cfm/2012/3/21/Rise-in-Christians-has-Chinas-churches-government-looking-for-help

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Auto Insurance in Portland Oregon ? Cars and Insurance

Every driver needs to have auto insurance. Oregon state law requires it and if you are caught without it, you may be subject to fines, suspended driving privileges, and impounding of your vehicle. If you live in the Portland,Oregon area, there are many auto insurance agents to choose from. Just take some time to search and shop around, and you are likely to find cheap car insurance rate quotes that will save you money all year.

You can search online for different auto insurance agencies to compare car insurance rates and quotes. Either they have an online automatic instant calculation quote or you can call the local agent for details on a specific auto insurance company rate. There are varying types of coverage that can affect the price of your price quote. For example, liability insurance is usually the cheapest of all auto insurance. It is important to know what kind of coverage you want or need while doing your search. Most car dealers and require a driver to have full coverage auto insurance while leasing one of their cars. Full coverage car insurance is usually more expensive, but often necessary and nerve comforting too, just in case you personally mar your treasured car.

auto insurance companies like to compare rates for you. I tend to be a skeptic when it comes to competitors comparing and price quoting each other, but some people like to give them the benefit of the doubt. (I would call the quoted company to confirm the rate.) I have had a few different car insurance companies in my life and dealt with other too. I know now, who and what I like when it comes to auto coverage. Most people just want cheap auto insurance, and I can vouch for that! Your age, what car you drive, and your past driving record can affect your car insurance rate and quote. Unfortunately, teenagers have to pay a substantially higher rate than adults, but usually can get a rate break for being a good student. Expect your rate to increase if you ever get in an accident that was your fault, or get multiple traffic tickets, no matter what your age! Some insurance Most auto insurance rates actually go down for individuals with good driving records who turn 25, and also mature drivers between the ages of 55 and 65, receive an automatic discount.. Also, many auto insurance companies give added discounts to multiple drivers insured with in the same family.

There are other ways to save on your auto insurance also. You can add home owners insurance onto the same account, take a defensive-driving course, have a favorable credit history, join a carpool, be a low mileage driver, and have a ?safe? car with anti-lock breaks and auto theft devices and other safety features. All of these things might be able to get you a more desirable quote for your car insurance rate.

With all the different auto insurance agencies out there, hopefully you can find a policy rate quote where the price is right for you. Make sure you know where you can receive your discounts to maximize your best quote. Good luck!

Auto Insurance in Portland Oregon

There are other ways to save on your auto insurance also. You can add home owners insurance onto the same account, take a defensive-driving course, have a favorable credit history, join a?. Learn more at Oregon Auto Insurance and car insurance


Did you enjoy this post? Why not leave a comment below and continue the conversation, or subscribe to my feed and get articles like this delivered automatically each day to your feed reader.

Source: http://carsandinsurance.info/insurance/auto-insurance-in-portland-oregon

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Friday, March 23, 2012

Why Women Make Better Bosses

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Thursday, March 22, 2012

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Source: http://bond17.typepad.com/blog/2012/03/karen-millen-wholesale-finance-bankruptcy-lawyers.html

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Nissan not planning Datsun for developed markets

Nissan Motors Corp.'s new logo "Datsun" is displayed at the Nissan head office in Yokohama, near Tokyo, Wednesday, March 21, 2012. Nissan is reviving Datsun models in emerging markets, where the biggest growth is expected for affordable stylish vehicles, and has no plans to bring the brand back in developed markets, Chief Executive Carlos Ghosn said Wednesday. (AP Photo/Itsuo Inouye)

Nissan Motors Corp.'s new logo "Datsun" is displayed at the Nissan head office in Yokohama, near Tokyo, Wednesday, March 21, 2012. Nissan is reviving Datsun models in emerging markets, where the biggest growth is expected for affordable stylish vehicles, and has no plans to bring the brand back in developed markets, Chief Executive Carlos Ghosn said Wednesday. (AP Photo/Itsuo Inouye)

(AP) ? Nissan's revival of the Datsun won't include developed markets, Chief Executive Carlos Ghosn said Wednesday, outlining a strategy to target the revamped brand at emerging nations where the biggest growth is expected for affordable stylish vehicles.

The offerings will be tailored for each market, including price and engine size, targeting the burgeoning market of first-time car buyers in countries such as India, Indonesia and Russia, where Datsun will be introduced from 2014, he said.

Executives gave away few details, including specifics of Datsun models they had in the works.

Corporate Vice President Vincent Cobee said the new Datsuns will be entry-level cars in each nation, aimed at "up and coming" successful people who are "optimistic about the future."

He said two models will go on sale within the first year in the three nations, and an enhanced lineup of models will be offered within three years.

Nissan Motor Co. faces intense competition from rivals, including other Japanese players such as Toyota Motor Corp. and Honda Motor Co., which all have their eyes on emerging markets that also include China, Mexico and Brazil. Growth has stagnated in recent years in more established markets such as Japan, the U.S. and Europe.

Ghosn announced Tuesday in Indonesia that the Datsun will make a comeback, three decades after the shelving of a brand that helped define not only Nissan but Japanese carmaking in the U.S., as well as in Japan. It is a name that is synonymous with affordable and reliable small cars, according to Nissan.

Datsun debuted in Japan in 1932, and hit American showrooms more than 50 years ago.

It was discontinued globally starting in 1981 to unify the model lineup under the Nissan brand. Nissan also makes Infiniti luxury models.

Tsuyoshi Mochimaru, auto analyst with Mitsubishi UFJ Morgan Stanley Securities, said the Datsun name helps differentiate cheaper models targeting emerging markets from Nissan's other models.

"Emerging markets are where the growth is, but what will sell are cheaper cars, where profit margins will be lower," he said. "By separating the brand, you avoid hurting the value of the Nissan brand."

The new blue Datsun logo was inspired by the old one, according to Nissan.

Ghosn said Nissan has been preparing the Datsun brand for years and was already developing models. He was confident Nissan had not fallen behind rivals.

"We just see an opportunity," he told reporters. "When you're ready, you should do it."

Nissan officials acknowledged only the older generation may be familiar with the Datsun brand and it may not even be recognized in emerging markets.

But they said it stood for good styling, durability and safety.

"Datsun is part of the heritage of the company," Ghosn said. "Datsun is a good name."

___

Follow Yuri Kageyama on Twitter at http://twitter.com/yurikageyama

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-03-21-AS-Japan-Nissan-Datsun/id-0c4eeb089fca4bb7be4313dd13dce88b

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Wednesday, March 21, 2012

What Are ETF Trends? | Arts and Entertainment Network

What Are ETF Trends?

ETF trends are guidelines used by traders to identify market entry and exit points, in other words when to buy and when to sell. ETFs are ?Exchange-Traded Funds?. They are something like mutual funds, but there are differences.

Funds, of all kinds, give small investors access to a wider range of investment choices. The funds are managed professionally and diversified. Assets held within the fund may include stocks, bonds and other securities. So, it resembles a smart investor?s portfolio.

Instead of being held by a single investor, funds are held by a large number of investors. The accumulated pool of money is invested and the profits, which ideally are larger than a single small investor could make alone, are shared.

A mutual fund?s net asset value (NAV) is calculated once a day. The value or price of an ETF will change throughout the day, as shares are bought and sold.

As little as one share of an ETF can be purchased and day trading is possible.

Mutual funds are typically held for long periods of time and a minimum number of shares must be purchased in order to buy in.

Trends are used in all markets, but the trends that are most important to an ETF investor are 50-day and 200-day trends. A smart investor identifies the trend before he or she buys in. Simply put, a 50 day trend would look at the average price of the ETF over the last 50 days. A 200 day trend would look at the average over the last 200 days.

A trend can cover any time periods. When analysts say that stocks historically earned average returns of 10-12%, they were looking at very long trends. Obviously, the historical trend did not hold true in the last several years.

Investors have different strategies when they are using trends, but a good rule of thumb is to buy in when you see an upward trend for the last 200 days and start thinking about selling if the value falls below the 50 day average. If it falls below the 200-day average, then the fund is trending downwards and it?s a good time to sell.

If you decide to use trends, you need to decide what you are going to do before you buy. How much are you willing to lose? If you buy in today and start making money, you are likely to lose some of those profits eventually.

Knowing when to sell is the key to making profits with ETFs. There?s no guarantee, but analyzing the trends should help you do that.

Tags: Trends

Source: http://www.lolsb.com/?p=2273

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Bolton player shows 'signs of improvement'

Muamba collapsed during English FA Cup quarterfinal against Tottenham

Image: MuambaAFP - Getty Images

Bolton midfielder Fabrice Muamba is treated by medical staff after collapsing during the English FA Cup quarterfinal against Tottenham.

By ROB HARRIS

updated 3:24 p.m. ET March 19, 2012

LONDON - English soccer player Fabrice Muamba began breathing independently and responding to family members on Monday, showing significant signs of recovery in intensive care two days after suffering a cardiac arrest during a match.

The 23-year-old Bolton midfielder collapsed on the field just before halftime at Tottenham on Saturday. Initial attempts to resuscitate him were unsuccessful, and his heart started beating on its own again only later in the hospital.

For two days, amid an outpouring of global support, Muamba remained in critical condition in intensive care in a heart attack unit, and his long-term prognosis was uncertain.

But the Congo-born player made progress throughout Monday, with medics no longer describing his condition as "critical" by the evening.

"He is continuing to show signs of improvement this evening," Bolton and the London Chest Hospital said in a joint statement. "He is now able to breathe independently without the aid of a ventilator. He has also been able to recognize family members and respond to questions appropriately.

"These are all positive signs of progress. However, his condition remains serious and the medical staff in intensive care will continue to monitor and treat him."

Muamba's friend, Curtis Codrington, said the family told him the player was speaking "minimal words in English and French, which is better than nothing." That was later confirmed by Chelsea midfielder Michael Essien after a hospital visit.

The player's fiancee reflected the optimism of the medics.

"All your prayers are working people thank u so so much," Shauna Muamba wrote on Twitter. "Every prayer makes him stronger. To God be the glory."

The couple has a 3-year-old son, Joshua, and became engaged on Valentine's Day.

Bolton manager Owen Coyle said earlier Monday that Muamba, who has played 33 matches for England's under-21 team, had been putting up a "brave fight."

"There is a real hope he can come through this. When situations like this occur there is a real strength, a real unity, a real togetherness ... that has given (the family) an incredible energy," Coyle said outside the east London hospital. "That source of energy that everyone is giving off is really bringing them together as a family, and that is important for Fabrice's well-being."

Muamba, a former Arsenal and Birmingham player, fled to England with his family in 1999 to escape the civil war in Congo.

"When you look what he has come through in his life, already he is a natural fighter. He is a physically fit young man," Coyle said. "If those things can help at all, it will be a source of help and encouragement."

FIFA President Sepp Blatter wrote to Bolton chairman Phil Gartside on Monday to wish Muamba "strength as he continues to fight to recover."

"Moments like these show us what is truly important in life and also illustrate the great solidarity that exists between football fans in times of trouble," Blatter wrote. "The football family's thoughts and prayers are with Fabrice's family, club and loved ones at this difficult time."

There is also concern in Muamba's homeland.

"We pray he recovers his health," Congo football federation president Omari Selemani told The Associated Press by telephone. "We are with him in heart and especially with his family at this difficult moment. Being of Congolese origin, it makes our country proud having a player from Congo playing abroad."

Bolton's next match, at Aston Villa on Tuesday in the Premier League, has been postponed. The team is scheduled to play Blackburn on Saturday, and then could face Tottenham next week at White Hart Lane to replay the FA Cup quarterfinal match that was abandoned on Saturday.

"I know the decision will have to be made, but the immediate thoughts are with Fabrice," Bolton captain Kevin Davies said about the possibility of his team pulling out of the FA Cup. "I'm sure the club will take a stance on it in the next couple of days."

At Tottenham, players were due to undergo tests for potential heart defects, with cardiologist Sanjay Sharma saying "the players have all demanded cardiac screening" at a planned routine visit on Monday.

"That involves taking a history relating to cardiac symptoms, which include chest pain during exertion or breath which is disproportionate to the amount of exercise being performed and blackouts, (and) asking about a family history because many of these conditions that can cause cardiac arrest are hereditary," Sharma said.

"We then perform a cardiac examination and following that we do an ECG (electrocardiogram), which is an electrical tracing of the heart which looks for electric faults of the heart, and a cardiac ultrasound, which looks at heart muscle problems or problems with the heart values."

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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